AEON World Mastercard

Exclusive Privileges for AEON World Mastercard

• Earn 5% cashback on purchases made at participating supermarkets, including Big C, Big C Online, Lotus's, Lotus's shop online, Foodland, Villa Market, Tops Supermarket, Gourmet Market & Home Fresh Mart, Central Food Hall, and Makro Pro. (Maximum Cashback is 500 Baht / primary card / billing cycle.)
• Spending period eligible for cashback: April 1, 2026 – January 31, 2027
• Earn 1 AEON Happy Point for every 30 Baht spent.
• Receive an additional 2,000 AEON Happy Points per billing cycle when full payment transactions are made with the card on participating products/services across all 4 categories. Cardholders must accumulate at least 20,000 THB per category/ card/ billing cycle, as follows: (1) Dining at overseas restaurants in foreign currency, (2) Overseas hotel spending in foreign currency (3) Foreign currency spending at overseas merchants (Overseas Spending not fallen under 1.,2. above) (4) Online transactions. A minimum total accumulated spending of 80,000 THB is required.
• Get Travel Accident Insurance with coverage up to 31,000,000 Baht / incident when purchasing traveling expense through AEON World Mastercard Credit Card, the insurance coverage extends to cardholders’ spouse and their children (under 23 years old)

Terms and Conditions for AEON World MasterCard Credit Card Benefits

• This benefit is exclusively available to holders of the AEON World Mastercard Credit Card (“Cardholder”), issued by AEON Thana Sinsap (Thailand) Public Company Limited (“Company”).
• Cardholders must maintain a valid credit card status, with an account in good standing, and not be in default of any payment obligations for AEON credit cards or loans.
• Cardholders of the AEON World Mastercard Credit Card are not allowed to hold the following cards simultaneously:
  - AEON Visa Platinum Credit Card
  - Big C World Mastercard Credit Card
  - Big C Platinum Visa Credit Card

Cashback Terms and Conditions

• Earn 5% cashback on purchases made exclusively at participating supermarkets, including Big C, Big C Online, Lotus's, Lotus's shop online, Foodland, Villa Market, Tops Supermarket, Gourmet Market & Home Fresh Mart, Central Food Hall, and Makro Pro.
• Earn cashback up to 500 Baht / primary card / billing cycle. The cashback amount will be calculated based on the total spending of both the primary and supplementary cards under the primary cardholder's account.
• Spending period eligible for cashback: April 1, 2026 – January 31, 2027
• The Company shall calculate cashback from credit card spending (excluding transaction from mutual fund, life/non-life insurance under Merchant Category Code 6211, 6051, 4829, 6300, installment payment, personal loan and hire purchase, cash advance withdrawal, Foreign Currency Exchange, interest and credit usage fee, penalty, fees and taxes as well as cancelled or returned goods/services.)
• The billing cycle of credit card accounts is on 11th of current month until 10th of next month. The transaction of supplementary card (if any) will be calculated into a primary card account.
• The spending amount to be used as the basis for calculating cashback will be the amount after calculation of foreign currency conversion risk on the transaction records date.
• The Company will rebate cardholder the cashback into the primary card accounts within 90 days after the end of billing cycle (every 10th of month). In case there are non-receive of cash back, cardholders shall inform The Company within 30 days after such period ends and in case of incorrectness of cashback, please inform The within 30 days from cashback receiving date.
• The Company reserves the right to cancel or revoke or charge back all or some of cashback benefit if The Company found any fraud, actions that illegal laws or related regulators such as Bank of Thailand (BOT) including claim for damages from cardholders.
• The Company reserves the right to prevail of reference from The Company’s data. Cardholders have to keep sale slip when The Company requests the evidence, otherwise The Company will be deemed that data is correct.
• This privilege cannot be used in conjunction with any other promotions.
• This privilege is not transferable or convertible to cash or other privileges.
• The Company reserves the right for active cardholders with payment history in good standing under The Company’s criteria and comply with terms and conditions until the date the cash back is credited into the credit card account.
• Please keep your receipt to verify eligibility. If there is no such evidence in case that the Company requests to investigate The Company reserves the right not to give cashback for this promotion.
• The Company reserves the right to change the terms and conditions and will notify on company website. If there is a dispute, the decision of company is considered final.

Term and Condition of AEON Happy Point and 2,000 Extra Happy Point

• Earn 1 AEON Happy Point for every 30 THB spent using the AEON World Mastercard Credit Card. This excludes cash advances and other service fees such as late payment fees, interest on outstanding balances, installment interest, cash advance fees, electricity bill payments via credit card, as well as spending on unit-linked life insurance premiums under MCC 6211 and online advertising purchases under MCC 7311. For more details click https://www.aeon.co.th/aeon/privileges/aeon-happy-point/ 
• AEON Happy Point are calculated on card spending up to THB 10,000 per card per billing cycle for purchases in hypermarkets and supermarkets (MCC 5411, 5310)
• The Company will award 2,000 bonus reward points when full-payment transactions are made with the card on participating products/services across all 4 categories.
  To qualify, cardholders must accumulate spending of at least 20,000 THB per category/ card/ billing cycle, with a total accumulated spending of at least 80,000 THB. Details are as follows
  1) Dining (MCC Code 5812-5814): Accumulate spending 20,000 THB or more/ card/billing cycle reserved for dining in at the restaurants located overseas and paid in foreign currency only. (Valid only for face-to-face in-store transactions.)
  2) Hotels (MCC Code 7011): Accumulate spending 20,000 THB or more/card/billing cycle reserved for in-person spending transactions at hotels located overseas and paid in foreign currency only. (Valid only for face-to-face in-store transactions.)
  3) Overseas Spending not fallen under 1.-2. above: Accumulate spending 20,000 THB or more/card/billing cycle reserved for in-person spending overseas and paid in foreign currency only. (Valid only for face-to-face in-store transactions.)
  4) Online Shopping: Accumulate spending 20,000 THB or more/card/billing cycle at the following online merchants only:
  4.1. Shopee and Lazada: for shopping transactions paid in Thai Baht only
  4.2. Agoda, Trip.com, Klook, Expedia, Traveloka, and Trivago: for transactions in foreign currencies only
• Spending amount is calculated based on the settlement date.
• Exclusion transactions:
  • Spending at merchants registered in the countries of the European Economic Area (EEA) totaling 30 countries, United Kingdom and China will not be counted toward the reward calculation.
  The countries are: 1) Austria, 2) Belgium, 3) Bulgaria, 4) Croatia, 5) Czech Republic, 6) Cyprus, 7) Denmark, 8) Estonia, 9) Finland (including Aland Islands), 10) France (including French Guiana, Guadeloupe, Martinique, Reunion, Saint Martin (French Part), and Mayotte), 11) Germany, 12) Greece, 13) Hungary, 14) Ireland, 15) Italy, 16) Latvia, 17) Lithuania, 18) Luxembourg, 19) Malta, 20) Netherlands, 21) Poland, 22) Portugal (including Azores and Madeira), 23) Romania, 24) Slovakia, 25) Slovenia, 26) Spain (including Canary Islands, Ceuta, Melilla), 27) Sweden, 28) Iceland, 29) Liechtenstein and 30) Norway (including Svalbard and Jan Mayen); United Kingdom (including Gibraltar) and China (excluding Hong Kong and Taiwan)
  • Any purchase of Unit Linked Insurance (MCC Code 6211), Foreign Currency Exchange or Cryptocurrency and any transactions under MCC Code 6051, Wire Transfer Services (MCC Code 4829), and all installment programs.
• Extra Happy Point shall be displayed on the bill within 2 billing cycles.
• Transactions occurred by the Supplementary Cardholder shall be calculated into the Primary Cardholder Account.
• Please check AEON Happy Point balance, expired date and additional details in monthly bill payment or on www.aeon.co.th
  *Remark: Calculation of  the Hotel and Restaurant spending, The Company refers information specified in Merchant Category Code (MCC Code) as per VISA, Mastercard and JCB system by calculating from the specified MCC Code only, other MCC Code spendings are excluded from the campaign.

Travel Accident Insurance

A Travel Accident Insurance coverage of up to bath 31,000,000 is provided free of charge just when you swipe your card for your fare full price. The Insurance also covers your spouse and children (below 23 years old) In the event of a travel-related accident. The insured should carefully review the policy details and exclusions. If you have any questions, please contact the insurance provider for further information.

• Please be careful disclosure on the back of your credit card.
• In case of fraudulently using Big C World Mastercard Credit Card, using for commercial purpose, overpayment exceeding credit limit and/or breach of Terms and Conditions prescribed by the Company. The Company reserves the right to suspend, deny or cancel offering Privileges.
• Company reserves the right to change terms and conditions hereunder by giving notice on www.aeon.co.th. In case of dispute, the Company’s decision shall be final.
• Where these terms and conditions are in Thai and foreign languages, if there are any discrepancies or inconsistencies the Thai version shall prevail for interpretation.
• Use when necessary and pay back full amount on time to avoid 16% interest rate per year.